When and Why Should you Re-Mortgage?

A re-mortgage, does not normally involve moving house or even taking a home equity loan on the house you currently reside in. A re-mortgage is when you have a mortgage out on a property and you decide to switch to a different product. This often involves changing the lender whom you currently hold

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Mortgages for Millennials

Millennials, or Generation Y, are people born between the early 80s and the mid 90s. If you listen to the media, you might believe that Millennials are more interested in eating avocado toast than getting a mortgage and saving for their first home. In actual fact, 35% of American Millennials&nb

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Your Five-Year Plan for Getting a Mortgage

Getting a mortgage is much harder than it used to be. House prices are astronomically higher than they were 20 years ago, meaning you need a much larger deposit. Lenders are still reluctant to give out such large sums of money unless they can be absolutely certain they will be getting it back, so ev

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How to pay off your mortgage early

A mortgage is the biggest financial commitment a person is likely to have in their life. The amount of money paid over the lifetime for a mortgage is huge, as you would expect in buying a home, so it makes sense to look for ways to reduce the amount of money being spent on the mortgage and the len

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Reasons Why You Need a Mortgage Broker

After the global financial crisis banks and home loan companies tightened their leanding criteria making obtaining a mortgage harder. Now homeowners who don’t search the mortgage market are not only faced with lenders that wont led but mortgage producst with rates that vary according to an i

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What is a Lifetime Mortgage?

Designed for people aged 55 and over, the flexible lifetime mortgage it is partly responsible for equity release sales rocketing by 36% since 2013.    It is ideal if you own your property, are asset-rich and want to access to this wealth in a flexible, safe way without having to sell you

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