Your Five-Year Plan for Getting a Mortgage

Getting a mortgage is much harder than it used to be. House prices are astronomically higher than they were 20 years ago, meaning you need a much larger deposit. Lenders are still reluctant to give out such large sums of money unless they can be absolutely certain they will be getting it back, so ev

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How to pay off your mortgage early

A mortgage is the biggest financial commitment a person is likely to have in their life. The amount of money paid over the lifetime for a mortgage is huge, as you would expect in buying a home, so it makes sense to look for ways to reduce the amount of money being spent on the mortgage and the len

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Reasons Why You Need a Mortgage Broker

After the global financial crisis banks and home loan companies tightened their leanding criteria making obtaining a mortgage harder. Now homeowners who don’t search the mortgage market are not only faced with lenders that wont led but mortgage producst with rates that vary according to an i

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What is a Lifetime Mortgage?

Designed for people aged 55 and over, the flexible lifetime mortgage it is partly responsible for equity release sales rocketing by 36% since 2013.    It is ideal if you own your property, are asset-rich and want to access to this wealth in a flexible, safe way without having to sell you

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Factors that influence mortgage pricing

Lenders across the UK are looking for new business and fixed rate mortgages have continued to fall.  For buyers, there may be a little flexibility around but for borrowers who are looking to remortgage, it may be a good idea to wait. We take a look at some of the factors that influence mortgag

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