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Croatia Mortgage Fact File

Loan purpose : Purchases & re-mortgaging
Interest rates : From 7%
Minimum Loan : €5000
Maximum Loan : No maximum
Term : Up to 15 years
Maximum age : 70
LTV :70%
Currency : Euro

Mortgages For Croatia

Mortgages For Property in Croatia

Obtaining mortgage finance for your Croatian property is a crucial part of any buyers decision. When investing in Croatia the right finance can be the difference between a sound financial decision and one that loses you money. Our independent financial services advisors understand the difficulty in obtaining the right information and advice needed in terms of Croatian mortgages.

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Croatian Mortgages for Overseas Buyers

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Croatia

Mortgages in Croatia

Availability

Mortgages are available for the employed and the self employed but they will not provide non status mortgages as yet.

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Cost

Mortgages in Croatia are in there infancy however already banks offer 70% LTV and rates from 7%. We anticipate these terms will improve dramatically over the next few years.

Application process

The application process is pretty quick and due to the fact that banks have offices in London and applications are processed there. This makes progress pretty quick as staff understand the English documents and any signatures can be witnessed easily.

Buying property in Croatia

There are no restrictions for British citizens buying property in Croatia, you can buy as an individual or a company. However if you are buying as an individual you will need to obtain a permit from the Croatian Ministry of Foreign Affairs, which can take anything up to 12 months, however 6 months is normal.

When you have selected a property you will either sign a preliminary purchase contract or reservation contract. If possible you should insist on a reservation contract, as the preliminary contract is legally binding, in which case, if your lawyer where to find anything wrong with the property, you will not be able to get out of the sale.